Not Enough Equity!

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Sell Your House - Not Enough Equity

A house is considered in negative equity if its value is less than the already secured mortgage on it. It is usually caused by falling property taxes or prices.

Traditionally in real estate sales, the seller pays for most of the cost of the transaction. Typical costs can be real estate commissions for buyer and seller’s agents, title insurance, escrow fees, real estate taxes, and often even fees for the buyer’s new loan.

In most cases, these costs will be in the range of 10% or more of the negotiated selling price. In today’s economy, money is tight for most people. An additional 3% can be negotiated and come out of your sales proceeds, particularly with the federal housing administration. 

With that being established, it means that for every $100,000 in the selling price, between $10,000 and $13,000 will be taken out of your proceeds at closing. $10,000 to $13,000 is an unpleasant and difficult process to go through for any homeowner! That is the reason why many sellers cannot afford to sell under these conditions. 

If you’ve bought your home with 100% financing in the last 5 to 10 years, you most likely don’t have enough equity to cover these costs. And even if you’ve put up a 5% or 10% down payment, you may still be underpayments due to the declining markets and no appreciation.

BENEFITS:

OUR PROVEN PROCESS

Schedule a Visit

Free, no-obligation consultation.

Get a Cash Offer

You sell directly to us. No expensive real estate commissions.

You Get Paid

We can close as quickly or as slowly as you choose – our promise to you.

Avoid Closing Costs

The current mortgage loan program allows homeowners to buy a house when they don’t have many funds. Unfortunately, when needing to sell your home after owning it for a short time, often there is not enough equity to cover the real estate agent’s commissions, closing costs, and even the holding costs, also known as monthly payments.

The most common solution to this problem is artificially increasing the asking price, which usually causes the property to sit on the market without being sold. In the end, after many months, the house’s selling price is dropped, and the listing time expires with your home still not being sold. 

Besides that, you can sell your house at an important reduced price that requires you to present a huge check to the closing to cover the agent’s commissions and your share of the closing costs.

Sell Your Home Even If You Don’t Have Enough Equity

At Wyohouses, we don’t need your closing costs. That’s why we are the best solution for you. Within our company, we have an answer for many different situations and yours could be one of them! If your property meets our buying criteria, we can buy your home even if you cannot afford to pay for the cost of selling, and we will even cover any closing costs for you.

We are ready to buy your home even if you do not have enough equity. We understand your current needs so you can sell it quickly to us and get rid of that unwanted issue. Sell your home and have one less problem to worry about!

WE BUY HOUSES IN IN ANY SITUATION:

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We Offer Cash Advances, Options & Flexibility Based on Your Needs!

What Others Say…

Brad Keller

This was my first time using a sell-as-is service and I was definitely nervous about it but Casey made this process as easy as it could be. Very responsive to any question I had and very accommodating to my schedule. I would definitely recommend wyohouses to anyone.

Joseph Shumway

Positive: Professionalism Casey was very easy to work with and responsive to questions as the process moved forward. He delivered on the agreed-upon contract. We were very pleased with the overall process.

Jenny V

It was an absolute pleasure to work with WyoHouses. They were patient, courteous, and friendly. I had to sell my grandmother’s house and it was a mess. They provided a fair offer and quick closing, relieving my family of that headache. I would definitely work with them again and recommend them to friends.

Maria S

Thank you Blake at WyoHouses for taking good care of us, he listened well was able to solve our problems giving us a fair offer on our property.

Text 307-228-7323 for your Immediate cash offer.